subject: Short Term Disability Plan Information [print this page] An employee may need a time off from work if he is ill or suffering from a medical condition that would make him unable to work for a short period of time. The State or Federal law stipulates grounds on which an employee may file for a Short term disability petition.
An employer may excuse an employee from not reporting to work for a few days in valid reasons of sickness. However, an employee needs to present medical certificate or proof or his or her illness. Regular employees have the privilege of paid sick leaves in a month or cumulative in a year.
When an employee needs few more weeks, he or she is applying for a short term disability. Los Angeles has Short term disability plan that provides financial security for qualified employees. Pregnant employees often apply for STD plan.
Short term disability happens when an employee cannot perform job duties due to his or her condition. Short term disability is weighed depending on the following factors:
1. Immediacy and seriousness of medication
2. Job responsibilities
3. Length of vacation needed
4. Nature of work
Employers are required by law to carefully consider the employees application for STD plan. When the employee's request is granted, the employer is mandated to pay the amount of salary covered within the STD plan duration.
Employers can assess the amount to be given depending on the length of tenure and quality of contribution that the employee has served for the company. Some companies pay from 50 percent to 100 percent of the salary plus the benefits. Some companies only provide for the basic pay. Employees are reminded that Short term disability plan needs to be applied and enrolled.
There are options of core benefit or additional benefit. Core benefit allows you to wait for 14 days succeeded by 70 percent compensation. Additional benefit allows you to wait for 7 days. It will be succeeded by a 100 percent compensation for 21 days, and 80 percent compensation for the remaining days. Be reminded that STD additional benefit is not covered under worker's compensation policies.
An industrial accident case allows you to recover 70 percent of your income. The same option above applies for this type of accident. Most companies wait for the employee to consume all sick leave benefits, or at least one week before paying the amount for STD plan.
You can specify the date for your waiting period or coordinate with the company's accredited health care provider for the schedule. "Day" is referred to as calendar day, including weekends, and special and regular holidays. Employees are not paid within the waiting period. STD may range up to 182 calendar days.
Screening and qualification for STD are verified depending on the recommendation of your employer, certification from your doctor, and the evaluation of the health care provider. STD does not cover cases of damages suffered from a crime, violence, personal injury, or unverified medical condition.
