subject: Loan increase picks up for private banks [print this page] The share of incremental non-food credit to micro and small enterprises declined to 11.9 per cent in May, compared with 16 per cent in May 2009. Loans to real estate dropped sharply for the year ended May 21 to 1.2 per cent from 54.9 per cent a year ago. Loan flow to housing sector improved to 9.6 per cent, compared with 5.7 per cent, while credit card outstanding fell 27.4 per cent compared with a growth of 1.4 per cent in the previous year.