subject: Phoenix Debt Settlement How To Handle Creditor Calls When Using The Debt Settlement Method [print this page] When you are trying to get out of debt and may be behind on some payments you may already be experiencing the annoying and stressful creditor calls to your home and often during dinner time. These calls may be one reason why you considered the debt settlement method to eliminate your debts. However, you may be wondering if these calls will stop once you enter a debt settlement program.
If you enter a program with a honest company they have many ways to help you with the creditor calls. Most companies will send your creditors a letter saying they are helping you settle your debts and the creditors should contact the debt settlement company from this point forward.
If you continue to receive phone calls, simply take the name of the company and contact information. Then give them the name and contact information of your debt settlement company and request that they call them as they are working on your behalf. After a short time, the creditor calls should slow considerable and may even stop.
If a creditor does call, do not engage in conversation with them. They will try to use tactics on you that are not in your best interest. It is best to let your debt settlement company handle all the correspondence with the creditors as they are familiar with their methods and techniques.
When you are enrolled in a program to settle your debts, it is important to keep a call log of all creditors that contact you with regard to debt that you have enlisted in the program. Record the time, date, and creditor that called. You can then have this information to give to your debt settlement company if they request it.
So, as you can see, handle creditor calls when enrolled in a debt settlement program is fairly easy and straight forward. Just remember to always refer your creditors to contact your settlement company who is working on your behalf to settle your debts.
