subject: Debt Settlement and Consumer Credit Counseling – Which One Is Best For You? [print this page] Debt settlement and consumer credit counseling may "feel" the same but they are very different in terms of who should enroll in these programs. Consumer Credit Counseling is an option for those whose situation is such that they afford to have options. CCC prospects do not typcially actually have to choose to do anything at all. Often those who are good consumer, credit counseling can often just as easily choose other options including paying their debts as they are at present. Debt settlement is for those who have little other choice other than continuing to struggle to survive or to file bankruptcy. Other options simply don't suit their situations as they are in real hardship which eliminates almost all alternatives. The difference therefore between these two services lies not in the "what" but in the "who". People with financial issues can typically benefit only from one of these services while the other is likely to be not beneficial or even harmful.
Debt Settlement and Consumer Credit Counseling Which One Is Best For You?
