subject: Credit Debt Settlement - Would I Be At A Disadvantage In Dealing Directly With My Creditors? [print this page] With the new FTC laws recently passed, debt settlement is a legitimate alternative to filing bankruptcy. Creditors are ready to negotiate and now you won't have to pay a fee unless your debts actually settle. Check out the following link to locate legitimate debt relief companies in your state for free help.
Credit Debt Settlement - Would I Be At A Disadvantage In Dealing Directly With My Creditors?