subject: Creating a Note – Terms & Documents [print this page] And finally, once everything has been agreed upon, have a title company or attorney draw up the documents for you. At a minimum, these should include the deed of trust or mortgage, the note, a title policy, a closing statement for sharing of closing costs, and continuation of insurance. Having properly prepared documents makes sure that all details are clearly agreed upon by both parties and protects you in case of default or other issues with the payer.