subject: Can Thinkcash Help You Financially? [print this page] People who need quick cash to survive a financial pinch often find that companies specializing in emergency loans are a welcomed solution. These lenders cater to customers who need money as quickly as possible, and they offer streamlined application and approval processes to get the funds into accounts as quickly as possible.
One company that offers such a service is ThinkCash. This article will provide an overview of the company, including the products they offer and how their process works.
Who They Are
ThinkCash provides emergency loans to people who need cash in a hurry. This company understands what it is like to get into a financial pinch, and they offer products that will ease the financial strain without costing you an arm and a leg. Their loans are easy to apply for, and approved funds are often distributed within a single business day. There is no paperwork, waiting time or hidden fees involved when you apply for a loan through this company.
What They Offer
ThinkCash emergency loans range in amount from $250 to $2500. The amount approved is based on the customer's income, credit history and other information. Once the loan amount is approved, the funds are typically distributed into the customer's account as early as the next business day.
Finance charges attached to these loans are usually higher than traditional bank loans, but lower than payday loans. Payments are flexible, so you can pay off the loan in full at any time or make affordable monthly payments until the loan is paid off completely.
How They Do It
ThinkCash has extensive experience offering loans, and thus, they have developed a streamlined approach to the application process. Customers can apply for a loan online from the comfort of home, any time of the day or night. The application is a single page, and asks for basic information like your name and address, income amount and other financial information.
All the information about payment options and finance charges is provided up front, so you know what you are getting into before you complete the application process. Once your application is submitted, the verification and approval process can be completed within a matter of minutes.
Your loan amount is set based on your information. ThinkCash will only approve brand new customers up to $1,000, but you may apply for subsequent loans later on for higher amount. The length of the loan will be based on the size of the balance, ensuring an affordable payment structure for all loans issued by this company. In most cases, loan payments will not exceed $100 every two weeks. Payment schedules are based on the frequency of the customer's paycheck, and they may be either monthly or bi-weekly. Customers can also pay the balance in full at any time to avoid further finance charges. There is no penalty for paying off the loan before the term is over.
With easy applications, fast response and flexible payment options, it is no wonder so many people turn to ThinkCash when they find themselves in a financial pinch.