subject: What Are Frequent Flyer Credit Cards? [print this page] With frequent flyer credit cards, you will be able earn miles for free trips, upgrades on your travel class, access to airport lounges, free hotel stays, free gas, discounts on rental cars, and other kinds of discounts and freebies. There are many different kinds of frequent flyer credit cards and each type offers different kinds of benefits.
It is important to note that airline-sponsored and bank-sponsored frequent flyer credit cards are available. Airline sponsored cards focus on one airline. Bank sponsored cards provide you with flexibility. You can use bank sponsored card miles with many different airlines. If you do not have one dominant airline in your area, a bank sponsored credit card is your best option.
With a frequent flyer credit card, you can earn miles for airlines such as the American Airlines AAdvantage program or Qantas Frequent Flyer. Many of these credit cards come with generous offers on free miles. Some credit card companies offer up to 25,000 bonus miles when cardholders make purchases for the first time, so take advantage of generous offers.
You should shop around and compare multiple frequent flyer credit cards. Check to see how many miles are needed to win a free flight, if there are annual fees on the cards, whether or not there are limits on earnings that you accumulate each year, and whether or not the miles expire over time. You should find a low interest rate frequent flyer credit card if you want to save money. If you plan to keep a balance on the card, you should definitely shop around for the best interest rate. In addition, you should find out if any restrictions apply to the credit cards. For instance, some frequent flyer cards do not give cardholders miles until they charge a specific amount on the cards. Lastly, keep in mind that MasterCard and Visa frequent flyer credit cards are available, so you will have to decide which one you prefer.
If you travel often for pleasure or business, you can save a significant amount of money by using a frequent flyer credit card. Before you choose a card, make sure it meets your needs. Check to see if the card will provide you with benefits for the airline you use the most or other airlines in your region, and find out if it comes with any strings attached. Compare such credit cards until you find a great deal, and you will be rewarded for your efforts!
