subject: Steps To Take After A Car Accident El Paso [print this page] Several million car accidents happen in the United States every year, and the possibility of you not being involved in one is almost zero. It is important for you to know exactly what your car insurance covers and what it doesn't. This is what you should do if you have a car accident El Paso.
Make sure your automobile has an emergency first aid kit that includes more than just medical supplies. You will need a little notepad and pencil to record information, a flashlight and a disposable camera. Be sure to carry a set of cones, warning triangles and emergency flares in the trunk of your car.
In the event of an accident, the first thing to consider is the safety of everyone involved. If you are not injured, try to move the cars out of the road. The cones and triangles can be used to alert other drivers to the danger ahead.
If it is possible, get all of the information that you can from the other driver. You will need their name, phone number, address, insurance policy number and the name of their insurance company, the information about their car and their license plate number. Be sure to write down everything you remember about how the accident happened, and the place where it happened.
It is especially important to talk to anyone who witnessed the accident happen. You will need their personal information in case you have to go to court later and need witnesses. Now is the time to take good, clear pictures of the condition of both cars. These will help the insurance adjusters know exactly what repairs are needed.
Even if the police do not come to the scene of the accident, you still need to file an accident report as soon as you can after the accident. You can fill out the report at the police station, or you can download the report at home, fill it out and take it to the police station. This will help the insurance company handle your claim faster.
You will need to know what your car insurance covers in case of an accident. Study your policy when you first get it so you will be prepared if something happens. You will need to know right away if it covers a rental car or towing.
Even if the accident is minor, it is best to get your insurance company involved right away. Even if the other driver offers to pay for the damages, it is best to report the accident so the insurance company can hear your side of the story. Once time has passed, it is harder for your insurance company to piece together what really happened.
People involved in a car accident almost always suffer emotionally and financially. These suggestions can help you take care of everything faster and with fewer problems. Safety and remaining calm are the two keys to remember when you find yourself involved in a car accident El Paso.
