subject: Credit Repair Advice - Receive A Higher Credit Score By Following These Easy Steps [print this page] If your application for credit cards or loans is put down and you are asked to pay a higher interest rate than normal; this may be because of your lower credit score. Don't get disappointed. Follow Credit Repair Advice, which is very easy and straight forward. The factors which can reduce your score are bankruptcy, usage of most of your credit limit, seizure of your account etc.
It is very import to have a good credit score. The higher your score, the more chances you have to get loans, etc, from financial institutions and with less of an interest rate.
Credit Repair Advice has the following steps which you need to follow:
1.You are entitled to have a free copy of your credit report once a year by law. Get all the reports from all three credit giving agencies.
2.Go through your report; make a note of all the errors which you find in it. Your report should have the form for disputed errors. You can also write a letter or can use the form which is in your credit report. Mention all your information such as DOB, SSN and address. Ask them to rectify the error. The concerned agency will send you the result in 30 days. Make sure that all the errors are corrected. If not; then mention the proof so that you can make your point concrete.
3.If your credit report does not have errors, you can still ask for the verification of the details. It is the responsibility of the credit agency to provide this. If they fail to do so, then these transactions should be removed from the report.
These 3 basic points will help you a lot to improve your credit rating. Even a small change will make a lot of difference in your credit rating. Apart from these steps, always pay all your bills on time. Assuming your credit limit is X amount, try to use only 70% of your limit. This will also help you to get a good credit rating. Don't close any of your open accounts unless it is very hard for you to manage them. Use them and pay on time.
Do you want a 700+ Credit Score? Many items found on credit reports are disputable and can be completely removed and eliminated, returning an attractive luster to your credit score. Contacting a reliable credit repair company can put you back in control of your financial future. For a fresh start and a higher credit score, Click the following link for free information and advice on how to repair your credit quickly and legally.
