subject: 4 Reasons Why Sam's Discover Card could be a Great Choice for You [print this page] 4 Reasons Why Sam's Discover Card could be a Great Choice for You
Sam's Club members can avail the Discover card as one of the benefits of being a club member and could avail some great features that come along with it. Small business owners as well as customers can apply for two different types of Discover cards, depending upon their preferences. The first one is the cash back card where card holders will get 1 2% cash back based on their purchases of the entire year. Card holders get back this cash in the form of a check which is an added advantage. The other card that they can opt for is the Discover Earn miles card which offers 1 mile for every dollar purchase. Card holders can redeem these miles at hotel stays, car rentals and airline tickets. Here are some of the best reasons why Sam's Discover card could be a great choice for you.
Convenience of Usage and Features
Card holders can withdraw cash at any ATM location or up to 100 dollars from Sam's club if they need cash urgently. Although there is a membership fee for being the member of the club there is no annual fee for the credit card. There is a promotional APR for about a year which offers an additional benefit. Even in the absence of such a scheme, card holders will profit from the low APR on these credit cards compared to the industry average APR rates on credit.
High Quality Service
Customers can avail highly itemized billing statement which will give the customers all the details of their expenses. The customer service support can be contacted 24/7 if there are any issues with the billing. The bill will also provide information about rebates and payments. The customer service support can also help in extending credit limits, making bill payments, revising account information and reviewing the recent card activity and payment patterns as well.
Application Process
This is not as tedious as application for credit cards usually is. You would simply need to apply at the membership desk or also look for application online, whether it is the personal or business card. The membership of the club is an added benefit.
Security
The cards offer very good security features with thorough monitoring. There is fraud liability coverage as well in case the card is misused or the information is stolen and used for online transactions. Card holders receive alerts in case of suspicious activity as well.