For people who spend a lot and have stellar credit, platinum credit cards are the only way to go. With the added perks above and beyond what gold cards have to offer, the platinum card will give you everything you ever wanted in a credit card. You card will offer you concierge service, discounts, rewards programmes and much more. These credit cards offer the very best in service and benefits.
Options for platinum cards
When searching for platinum credit cards it is important to look for the benefits that you really want in a card. Here are just a few of the options that are currently available. One thing you want to look into with these cards is the annual fee and interest rate as they are always changing.
American Express Platinum Card
Citibank Emirates Platinum Card
Bankwest Lite Platinum MasterCard
Suncorp Clear Options Platinum Card
Commonwealth Bank Platinum Awards Credit Card
Macquarie Bank Platinum Visa
St.George Platinum Card
When you carry a platinum credit card, you will be joining a club of elite credit card holders. Platinum credit cards are the most prestigious credit cards available. Because of the extremely strict requirements for having a platinum credit card, carrying one shows your success, both financially and with your own credit rating.
Obtaining a platinum credit card is not easy, and you must prove a few things. First, you must verify your income. Platinum credit cards are for big spenders, so you need to prove you have the income to cover any charges you put on your credit card. You also must submit to a strict credit check. In order to be approved for a platinum credit card, you must have excellent credit. You can not have any negative marks at all on your credit report or you will not be approved for the credit card.
With platinum status comes many benefits. You will have enhanced spending ability because your credit limit with a platinum credit card will be much higher than a standard or even gold credit card. You will also have a lower interest rate than with other credit cards. Along with these great financial benefits, you will also have access to some of the best rewards programmes out there. Having a platinum credit cards puts you in an elite club and will open doors for you to wonderful perks and benefits that no other credit card can come close to. Open your wallet and see the looks of envy when you use your platinum card!
