subject: What is a Legit Debt Consolidation Agency? [print this page] In a world full of scams and businesses after making a quick buck it can be a challenge to find a good debt consolidation agency. But if you follow some basic rules you will be able to fully assess a companys credentials as to whether they are legitimate or not? Paula de la Torre Editor of the "Best Debt Consolidation Services" website -- http://www.FreeDebtConsolidationQuotes.net -- pointed out; One thing to remember is he good old saying of it is too good to be true it probably is be very careful of companies who say they can repair your credit rating in a few days or weeks. This is completely false, even a lawyer who finds a creditor acted unlawfully will find it hard to repair a bad set of figure on your credit report in a very short space of time Also look out for debt management firms that ask you for upfront fees this should not happen at all, and reputable company will only charge a small fee within any loan they consolidate your debts with. Sometimes you will not even be charged a fee with such organizations as non-profit. A legitimate debt consolidation agent will have the backing of the law; the business will be fully certified by a financial authority and registered with the Better Business Bureau. Consider your options, always speak to a few companies to see who can give you the best deal, and always get some free advice when offered a consultation. Most lawyers will also give you some free advice, so if you are unsure of the options within a debt advisory business speak to a debt specialist lawyer P de la Torre added. Most debt consolidation agencies will have lawyers who partner with them you will be free in some instances to speak with these if the option is available. If not they will be working for you to help make the process of consolidation swifter with awkward creditors. Dont fall into the trap of rushing into a bogus deal because you are desperate; the time is now not to panic. Your debt once taken over by a good debt specialist will feel like a fresh start, and as long as you keep up with payments you will be given a fresh lease of life also something to look forward to from now on! Further information about trusted and reputable companies for debt consolidation by visiting; http://www.FreeDebtConsolidationQuotes.net