subject: First Time getting a payday loan [print this page] First Time getting a payday loan First Time getting a payday loan
It sucks to think that you have to get a payday loan also known as cash loan. But honestly, I have alot of girls in my business that you would think would have enough cash, but they are using their hard earned money to pay cash advances that they should have paid off the first time round.
Don't wait till your next check to pay your loan off. These are short term loans and doesn't take a rocket scientist to know that is a bad idea. Fortunatly for me, I've got some male financial friends who have told me the best places to look for these loans and advise me to go online for them as they are secure and can be applied for quickly.
I've been in the spot you most likely are since you are reading this and contemplating getting a loan. Well its not as bad as you might think. You just need to be prepared and have a job that offers a paycheck stub that can prove that you will make the money that will be deposited into your checking account or provide just the proof of employment that you will recieve a check.
It depends on the lender whether they will actually check your credit history. Most times your employment will be called and the better ones are anonymous just to verify that you work there so it won't appear that you are in need of a loan. You may also be asked to provide a relative contact and that will also be verified.
Having bad credit, doesn't mean that you won't be approved. That is sort of the good news and little facts that people don't realize till they apply for a few of these. You also don't want to have alot of loans outstanding with other paycheck advance lenders.
when I went into get my first loan, it was at a store but honestly after that I was sort of embarrased and tried my next one online. Its like, easier to not have to deal with people in person and again, you are going to be getting more than 1 lender looking at your information that allows for a greater chance of getting the right lender to approve you.
guys, don't be relying on these loans but for desperate situations where you don't have any alternative. its good to get out of the hole and not be stuck paying month after month at these interest rates. You need to be street smart and wise up to the fact that it pays to pay them off quickly.
