subject: Points To Remember When Filing Road Accident Claim [print this page] An accident is an unforeseen event and any person could meet with an accident. If you have met with an accident, you should make efforts to start the road accident claim process immediately.
Filing of a road accident claim process is important if you want to claim compensation for the loss sustained. An accident claim will involve compensation for the damage caused to the vehicle, and compensation for injury sustained due to the accident.
With the number of vehicles on the road increasing by the day, the number of road accident claim is also increasing. Neck and back injury is the most common injury suffered in such accidents.
If you meet with an accident, you have to follow certain steps.
Here are a points you should remember when you meet with an accident:
a)Even before you file a claim for compensation, you need to contact a doctor or hospital that can treat your injury. When you visit a doctor or hospital, it is a proof that you have suffered physical injury.
b)It is important that take down the details of the accident. This makes it easier to file a claim for compensation. You need to write down details like time and place of accident, contact details of the witness, registration number of the car and all other details that will make it easier for you to file a claim.
c)When you meet with a road accident, it is the responsibility of the insurance company to provide you with a replacement vehicle. Some insurers will allow you to use the vehicle only while the damage assessment is in progress. If the vehicle cannot be repaired, the insurance company will withdraw this facility. If you want this facility extended till you received the cheque for the car value, you make have to speak to the concerned insurance officer.
d)Photographs are an important evidence of an accident. So make sure you take photographs of the accident site. If you don't have a camera, you can request a photographer to take photos that clearly show the registration number of the car involved in the accident.
e)Once you have all the evidence, contact a lawyer as soon as possible. There are many lawyers who work on no-win no-fee basis. These lawyers do not charge their clients if the claim is unsuccessful. Even if you win the claim, your lawyer's fee is paid by the defendant. A good attorney will ensure all the claim formalities are fulfilled and will make sure that you receive just compensation.
f)When you file a claim for compensation, you need to prove the individual was responsible for the accident and has to pay compensation for injury and loss caused. When you meet with an accident, the first step that you need to take is to write a letter to the individual who is responsible for the accident.
g)If the person responsible for the accident has taken out insurance, then the insurer of the individual at fault is responsible for paying you compensation for the loss sustained. Mostly, the insurance company and your lawyer will try to get an out-of-court-settlement for your claim.
