subject: Need A Loan to Buy A New PC [print this page] Need A Loan to Buy A New PC Need A Loan to Buy A New PC
Costs of personal computers are generally falling across the globe, but at the same time, technology is advancing at an alarming rate - meaning that if you want the latest and fastest technology then you have to pay a higher price. A top spec desktop computer can cost around the 2,000 mark in today's world. There are also other factors to consider such as brand and image... For instance, Apple Macs are now making a big come back and they combine style with the latest and move innovative technology and software - but you have to pay a premium for this. A top spec Apple Mac can easily break the 3,000 barrier and if you compare like for like laptops (Apple vs PC) you will find that a simiar spec Apple will cost you 3-4x the price of it's PC counterpart. For the extra money you get a generally better computing experience (although Windows 7 has closed the gap considerabilty in the usability front), more style and better build quality.
So, how do you afford the technology you want? Perhaps a loan is the answer? If you have bad credit history then it might be worth considering a guarantor loan. A Guarantor Loan will allow you to get the finance you need to get the technology at competitive rates - all you need is a homeowner to act as a guarantor.
Now, I don't know what you want a new PC for, but think of the possibilities. A new spec PC can help with your productivity massively and improve your life in various ways - sometimes it can even be an investment that will pay off the initial cost within months. These are all things to consider if you're thinking of taking out a loan to get a new PC or indeed, an Apple Mac!