subject: MoneyMutual: Scam or Godsend? [print this page] MoneyMutual: Scam or Godsend? MoneyMutual: Scam or Godsend?
MoneyMutual: Scam or Godsend?
Okay, so by now you seen the MoneyMutual commercials and adsyou knowthe ones with Montel Williams as the spokesperson. But just because they have a celebrity face, does that mean you can trust them? Has anyone really investigated this site? Well you'll be happy to know that we did! Read on to see what we found out:
1. MoneyMutual's site promises fast returnsand they deliver. When we used their service we saw an immediate qualification and funds placed into our listed checking account. Overall rating: GODSEND
2. They claim to have the lowest rates or cost to get your advances. Well we examined four competitor sites and offers, and although we saw higher listed possible payday values, it turns out MoneyMutual actually provided the most. Since this is regulated by Federal Lending laws, you cannot go over their listed maximum (and not one of the other providers did). Overall rating: GODSEND
3. So was it easy to use? You bet. We were perhaps most skeptical of this claim, and after our previous testing of other providers, we set up a side by side test to see who was really the easiest to use:
Site #1: MoneyMutual.com: One form to fill out, took around 4 minutes to complete, and results were near instant
Site #2:1-Hour-Cash-Advances.com: Form timed out, site crashed after I entered information, took 3 tries and 20 minuteand then I was denied
Site #3:Paydayhour.com: Redirected us several times, form was very long, and confirmation wasn't received (although we did receive 25 emails spamming us after submitting)
Site #4:Checkngo.com: Seemed ok, but had so many cities and states they would not accept applications forreal hassle avoiding their call center after applying
Site #5:Checkintocash.com: 5 pages of information to fill out (took FOREVER), 1 hour of waiting, and I got turned down
In the end the best provider did turn out to be MoneyMutual. They minimized the form so it was pretty easy to complete, gave us near instant results, and we received the highest offer from them. Overall rating: GODSEND
