subject: How Personal Loan & Advance Loan Work [print this page] How Personal Loan & Advance Loan Work How Personal Loan & Advance Loan Work
What is a personal loan?
A personal loan or Cash Advance Loan provides you and your family with cash when you need it most ... usually between pay check! When you are ready and complete the short two-minute online form from those lenders; there are normally no documents to fax. Just complete your request, speak to an agent of a participating lender, and your cash could be on the way, usually the next business day!
If have questions about your existing loan, where should you go?
Just remember that the operator on most website is not a lender, does not broker loans to lenders, and does not make cash advances or credit decisions. Furthermore, the operator of those sites is not an agent, representative, or broker of any lender. For details, questions or concerns regarding your personal loans, please contact your lender directly. Lender information should be available in the approval e-mail you received when applying for the loan, your bank statement or by contacting your primary financial institution directly
Can I qualify?
Qualifying is easy and you don't need to worry about your credit. Most lenders qualify you if you:
Currently have a job (or receive regular income)
*Make at least $800 per month
*Are 18 years of age or older and a U.S. citizen
*Have a checking account
*Other requirements may apply
Even bankruptcy, bounced checks, charge-offs and other credit hassles don't prevent you from getting the cash advance you need!
How much can you qualify for? (qualify yourself here)
Qualification depends on a number of factors including your lender, income and employment. Don't worry, any credit type can qualify, even bankruptcy, charge-offs and bounced checks! To see how much you can qualify for, simply complete the fast two minute online form, speak with an agent of a participating lender, and your cash is on the way, usually the next business day!
When do I repay?
This is your responsibility and you should read carefully regarding payment. Most Lenders will require the minimum payment be deducted from your bank account. You get cash when you need it most and repay when you have it!
Still a little short on cash? No problem! Generally online customers are automatically renewed every pay period. Just let your lender know when you are ready to pay in full, and your loan plus fees will be deducted from your bank account by the lender.
I'm a little low on funds. Can I get an extension?
Lenders will generally provide extensions. Please contact your lender for details
