subject: Never Lose Sight Of Remortgages And Secured Loans For Debt Consolidation [print this page] Never Lose Sight Of Remortgages And Secured Loans For Debt Consolidation
The year 2010 is depicted by the picture of ice and snow.However, this was not to be, as snow and ice on the roads and pavements, forced many people to stay at home.Many shops managed to survive both the recession and their loss of sales caused by the adverse weather, but they hoped that over Christmas and the beginning of the year they would make good profits due to the many people who normally look forward to and enjoy the sales. This year unfortunately many shoppers opted to remain at home where they were warm and cosy and refused to trawl the high streets due to the wind, snow and cold outside.The retailers who were lucky enough to remain in business, by the skin of their teeth, hoped against hope the their lot would improve and thought that they would have a bumper Christmas in 2010.Yet once again they have been dealt a severe blow, and once more because of the weather conditions with last month having the worse November weather for forty years.People are again staying at home, and even on Saturdays, which at this time of year should be crowded , the main shopping streets are devoid of the much needed customers.Rural areas are worse affected.The roads in these vilalages are blocked by the snowThe one good feature of all this is, that with so many people at home, they will now have the time that they usually do not have, to sit down at home, relax and think about their finances, as so many people, in the normal hectic pace of life, do not realize how debts they have or take time to think about how low their bank balances are.Many spend too much on the best things in life like expensive restaurant meals, fancy holidays and luxury cars that all actually cost much more money than they can readily afford.Homeowners can use the equity available in their property to take out a remortgage or a secured loan and use them as consolidation loans that roll up all the outstanding credit on H.P., credit cards and personal loans and leave one low interest remortgage or secured loan repayment in their place each month.The rates for remortgages and secured loans are very low, with remortgage deals starting from less than 2% and secured loans available from about 9%.As such, for many homeowners, the weather may not be so bad after all.
