subject: Damaged cars Category B: are they more expensive to insure? [print this page] Damaged cars Category B: are they more expensive to insure?
You've recently been involved in a car accident and your insurer informs you that your vehicle was heavily damaged and is now classified as Category B. You are then entitled to ask what that means, and if you have to expect that your car becomes more expensive to insure. Here are answers to questions you can ask.
It must first understand what a car classified Category B. When your vehicle is damaged in an accident, or because of a fire, your insurance company will check the condition of the vehicle and classify them accordingly established criteria. If your vehicle can be repaired, it will be. However, when a car is classified as Category B, it means she has suffered significant damages if it can not be repaired, and must therefore be withdrawn from circulation. The structure of a Class B car will generally suffered significant damage, making it too dangerous to be driving again.
You can deduce that your car is classified Category B will not become more expensive to achieve, since it simply can be assured. By cons, if you are buying a new car, your next insurance premiums could increase depending on your level of responsibility in the accident because the accident will be noted on your driving record. In case you have no responsibility for the accident, your premiums should not increase.
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Your car accident Category B can not be guaranteed and should be withdrawn from circulation and destroyed. However, the parties in good condition of your vehicle may be sold and reused in other cars. Metal parts can also be sold in order to be retrieved. Find out in order to obtain the best possible price for the sale of parts can be reused or recovered, in order to minimize the financial loss caused by your accident.
It is illegal to sell cons car classified Category B in its entirety to get back on the road as it is illegal to sell parts of its structure for reuse in another car. Some car dealers could always try to do: If you wish to purchase a used car have been injured, make sure it is not a vehicle in category B. Such a vehicle, even if it had been repaired, would constitute a danger to your safety, in addition to being illegal.
There are other categories in which your vehicle may be filed after an accident. Some classes are for minor damage easily repairable. In other cases, your vehicle could be a total loss, or it could be repaired, but your insurer could refuse to do so for various reasons. To understand the verdict of your insurer about the category in which your vehicle has been closed after an accident, and to try to obtain benefits from your situation, check with your insurance company.
