subject: Free Credit Rating Report - Now And Every Year [print this page] Free Credit Rating Report - Now And Every Year
The federal government foresaw a need for the average citizen to be able to receive their financial records and history information for free not too long ago.
The truth is that most citizens do not know their credit scores or how to locate them. This lead to a lot of stress and unnecessary strain on many people.
Aurora Lillo Editor of the "Credit Report And Scores" website -- http://www.CreditReportAndScores.biz -- pointed out;
"...It is hard for an individual to repair their credit without first having viewed their report. To this end a ruling was passed that entitled all American citizens to receive a minimum of one credit report viewing per calendar year for free. Now an interested individual can receive their free credit rating report now and every year..."
However, as most individuals know there is only so much that receiving a report once a year can do for someone. The best method of viewing a credit report is to take stock of it on a monthly or bi-weekly basis. There are many reporting agencies online that are capable of providing such a service on a continual basis without charging the individual for each and every viewing of their report. Most of these companies also have a promotional tool known as a 'free trial'. These free trials tend to last anywhere from two days to a week and allow the individual either a few views or unlimited viewing of both their report and their scores.
This is a very useful promotional tool as most people will see the necessity of maintaining business with the company after viewing their information. The ability to continually keep tabs on how their financial history is an important one for both individuals with good and bad credit. The higher end individual with solid scores will want to keep their scores high. An individual at the lower end of the spectrum will want to repair and improve their rating. It is easier to improve the rating when the individual can actively see their report and scores.
"...Whether an individual chooses to solely view their report once a year, or decides that finding a service that offers the report on a monthly basis is best, the end result is that the individual is better informed. With greater knowledge in regards to their own credit history they can plan for the future and either maintain or improve their financial relations with others. The ability to know your credit score is vital in the world today..." added A. Lillo.
Further information about how to get a detailed credit report including scores and as often as you want by visiting; http://www.CreditReportAndScores.biz
