subject: No Credit Check Loan - Q and A [print this page] No Credit Check Loan - Q and A No Credit Check Loan - Q and A
What am I required to have for a no credit check loan?
1) An Appropriate U.S. Residence
2) U.S. citizenship
3) Have a job for three months
4) Social Security #
5) At least 18 years old
I'm in college can i still get a no credit check loan?
Yes, You just need to be employed at a job for the last three months and be over the age of 18 as stated above. Visit resource box.
How can these companies give out loans with out checking someones credit?
They are able to do it because the person receiving the loan agrees to have their next paycheck's earnings sent to the loan agency as sort of the basis for getting the loan. So in a way, when you set up a no credit check loan your next week's check is your collateral and the loan company doesn't need to run a check on your credit history, because they know they will autimatically get their money.
I'm out of work, am I able to get this loan?
If you have someone co-sign for you, yes you can get the loan. But you should call the loan agency, to make sure that you do it right.
Can I get this loan, if I'm in the military?
Yes. Loan companies don't deferentiate between people the military and ordinary civilians, when it comes to these loans.
How can I get one now on line?
It's easy all you need to do is find a loan company online that is reputable and willing to work with you. (See resource box)
