subject: Credit Bureau Reporting Services - View a Complete Picture of Your Credit [print this page] Credit Bureau Reporting Services - View a Complete Picture of Your Credit
One of the most important financial actions that a person can take is to know his or her score and the information contained in his or her credit report.
While there are many sites that allow one to do this, including the websites of the three major bureaus and the government-sponsored Annual Credit Report website, this is not enough.
Aurora Lillo Editor of the "Best Credit Reporting Services" website -- http://www.BestCreditReportServices.com -- pointed out;
"...Seeing one's information once a year is not enough, and seeing the three reports at three different times does not give a complete picture of one's finances. There are far better methods to use to get a complete view of one's credit that are better for one's financial health in the long run..."
The best way to get a complete picture of one's financial situation is to use a subscription service such as freecreditreport.com and creditreport.com. These websites, for a negligible fee of only $5 to $25 per month, don't just give a person access to his or her report once a year like the Annual Credit Report service. Rather, depending upon a person's level of subscription, he or she will be able to access his or her report at far more frequent intervals, complete with the score. This is everything that potential creditors see.
Seeing one's score frequently is extremely important. Not only does this give a person a perpetual knowledge of what his or her score is, but it also helps protect against identity theft. Many believe that they are protected from identity theft by using the government service. The truth is that identity theft can happen at any time and checking once a year is not nearly enough. Freecreditreport.com and creditreport.com allow one to see his or her report and score up to once a month. This is frequent enough to notice if one has started using his or her identity and prevent further damage.
"...Furthermore, these websites offer a number of additional services that are very useful. For example, the most popular additional feature that the websites offer is a service that keeps an eye on one's situation for him or her. The site will create a profile for the person that tells them what a person's standard activity is. If the person varies too far from this standard activity, they will call or email him or her to warm that person. This service is unrivaled in its ability to protect one's identity..." added A. Lillo.
Further information about how to get a detailed credit report including scores and as often as you want by visiting; http://www.BestCreditReportServices.com
