subject: Five Useful Tips On How To Afford An In-vitro Fertilization Treatment [print this page] A lot of couples have infertility issues, as well as problems in conceiving a child. For some couples, in-vitro fertilization (IVF) treatment is the only hope to bear a child. But, apart from deciding whether IVF is right for you; paying for the total ivf cost is another thing that you must also be concerned about. You could wind up spending thousands of dollars per cycle of this treatment. But, the luxurious expenses in IVF treatment should not discourage you because with some useful tips, you might be able to afford it.
All possible financial sources should be considered
Review all of the sources of financing you have available. Include the money you have in your savings, borrowed money from family or friends, money from selling stocks or credit cards with low interest rates. List all options available to you with their corresponding amounts and the risks you might have with each.
Modify your lifestyle
Go through and modify some of your lifestyle. The changes might give you additional savings. Identify any expensive and impractical habits you have and quit these in order to save money. The money you save by sacrificing such things as manicures, expensive coffee breaks and gourmet meals may add up to a considerable amount. Find any items that you no longer need in your attic, garage and closet. You can sell these items online or conduct a yard sale. See if you can also refinance at more affordable rates into the current loans you are paying.
Seek out and avail of loans for infertility treatments
Some institutions offer loans for those who are planning to undergo infertility treatments. By researching on your own, you might find a loan with affordable interest rate or with payments payable over a reasonable period of time.
Try participating in IVF research trials
IVF treatment is also offered free by some research centers and clinics in order to encourage you to participate in studies being conducted on this procedure. Some of these offers are advertised online. Usually, a trial is conducted by these groups to certify a patient's qualifications, and if you pass, you might be able to benefit from the free IVF treatment.
Find clinics abroad that offer more affordable rates
You may choose to get IVF treatment abroad where the charge is less but still has the same quality of service. Although it may sound quite impractical and extreme, this practice is actually quite common. You can look for IVF clinics in areas like Europe, Barbados, India and South Africa. Despite the costs in traveling, you can still save a substantial sum of money at the same time enjoy a great vacation abroad.
Childless couples often gain hope from IVF treatments but they must understand that the treatment requires a great deal of sacrifice and responsibility.
