subject: Free Credit Report - Advantages Of Getting Your Credit Report For Free [print this page] Free Credit Report - Advantages Of Getting Your Credit Report For Free
You may not feel that your credit score should be a measuring stick for your value, but that's the way that the companies you do business with are using it.
In addition to having an impact on the interest rates you pay or whether you can get a loan, this number can also determine whether you're perceived as a responsible person.
Hector Milla Editor of the "Best Credit Reporting Services" website -- http://www.BestCreditReportServices.com -- pointed out;
"...Because of this, it may affect your ability to rent an apartment or find a job. The only way guarantee that you'll be treated fairly is to monitor your credit report to ensure that all of the information it contains is accurate..."
Paying a monthly fee might not be appealing, but the benefits of financial monitoring greatly outweigh the modest expense. Everyone in the United States can get a free credit report from the three major bureaus once per year. This is better than nothing, but it's not enough. If you only check each report once a year, a criminal can steal your identity and be opening accounts in your name for months before you know that anything's happened. Compared to the stress and time that it would cost you to repair your finances at that point, paying $15 to $25 a month to monitor all three bureaus is trivial.
A simple report is also not enough; you need to know your credit score. This is the actual number that companies use to decide if they want to do business with you. Only by seeing your actual score on a regular basis can you know whether your financial decisions are making you more or less appealing to these companies. If you want to improve your rating and make yourself more appealing to both businesses and employers, knowing how your actions affect your score is vital.
Once you've decided to monitor your credit reports, make sure that you choose the right company. It's best to choose one which has established a solid reputation with customers, such as creditreport.com, freecreditreport.com, or freecreditreport360.com. You can usually sign up for a free trial. That way, if you don't like their service, you can move on to try another.
"...It's impossible to be truly financially stable without knowing what's in your credit history. The first step to getting control of your finances is to know exactly where you are. A credit monitoring service makes this possible..." addedH. Milla.
Further information about how to get a detailed credit report including scores and as often as you want by visiting; http://www.BestCreditReportServices.com
