subject: How to save money on teenage drivers [print this page] How to save money on teenage drivers How to save money on teenage drivers
Ohio Car Insurance Quote How to Save Money When Insuring Teen Drivers
By: Jim ZuccaroIf you have a 16 or 17 year old who needs to get on your policy, here are some tips to help you keep the rate of that Ohio car insurance quote down as low as possible. You know for sure that teens cost more to insure. It's for good reason. They are a higher risk to insurance companies, but that doesn't mean you can't do some things to minimize the cost. First, make sure the teen is driving a more conservative car rather than a sporty one. The more safety features, the better! You won't want your teen to be targeted by the Buckeye State Police department anyway, and neither will they.One tip that helps many parents when getting an Ohio car insurance quote for their teen is to have your insurance company assign the teen to one car, and preferably a less expensive, less flashy car, so that they don't have that "teen risk" on more than one automobile in the household. Get that teen to a driver's safety course! Try driving lessons too! Not only will it help the insurance rate, but it will also help your teen learn very good driving lessons that will aid their safety. Sometimes when your teen does well in school, they can help qualify for additional discounts. An average of B or higher is great for this!A less popular way to reduce the rates given on an Ohio car insurance quote is to go for a higher deductible. Make sure it's one you can handle since teens are more likely to get into an accident. This is especially helpful if your teen will be driving in Cleveland, Columbus, Cincinnati, Akron, or Toledo, the state's top 5 most populated areas, where there are likely to be one-way streets, not to mention more cars and pedestrians than in other areas of the state.Talk to your teen about the importance of not talking on or texting with their cell phone while driving. Although many people do it, teens are especially in danger for an accident with their inexperience with driving. It's really not a good idea for anyone to text while driving! This will prevent accidents, which keeps the rates from going up! You could find yourself shopping for another Ohio car insurance quote if your teen gets into accidents! Keep the rates down by shopping around and keeping your teen safe.Jim recommends visiting this updated site about Ohio Car Insurance information and coverage options available.For More Information Regarding Car Insurance quotes visit this site at http://www.summitinsurance.comhttp://www.articlesbase.com/insurance-articles/how-to-save-money-on-teenage-drivers-2747059.html
