subject: Income for welfare [print this page] Income for welfare Income for welfare
INCOME FOR WELFARE
In the present day human society, money factor is most important parameter for all-round development for man. Money is the medium of exchange for essential commodities and services. In the past the situation was different and people were leading simple life staying in the villages, surrounded by ample of natural resources. They were able to manage the household expenditures from agriculture and forest resources. Subsidiary income of family was added from ways in lieu of physical labour. The conditions were simpler and struggle for existence was man kindly negligible.
Now- a- days human society is passing through a very hard time. People gather more resources to get the modern comforts. In this context income source of the family, stands in forefront for all-round development. Therefore each individual of the family is keen to earn.
Income, literarily means money sources or capacity to earn. The family is a social structure consisting of hereditary members living under one roof with a composite living style. But the family definition now has been radically changed to a great extent. People want to maintain a small family of European style consisting of husband, wife and one or two children. Therefore, family income in a large way differ from different families.
In the Indian context family earnings are directly linked with the resources such as human and non-human resources. For a steady family income it is necessary to utilize the human and non-human resources properly for example- Literate and educated members of the family should have been utilized properly in the money generating process either employment or business etc. Similarly, non-human resources like agriculture and animal resources if available should be handled properly to add to the family income. Besides, home made things like handicrafts, stitching, designing art and printing and small scale industry should be started in the family level as per the knowledge, skill and aptitude of the members to add the family income.
In case of surplus balance money can be properly invested with some financial institutions to get additional income of money in regular manner. Hence now a-days capital investment in proper ways can add to the family income.
Off time management can be possible to add the family income. It depends upon the attitude and skill of the members. Home made items like "PAMPAD", "BADI", "PICKLE" etc. can be prepared and marketed to add the earnings by utilizing the off time available to family members. Processed milk products can also be made at home and sold to add the income.
In 21st century, with concept of Globalization the people of the world are nearer to each other. By this, we can learn the pattern of living habits very much suitable to mankind for better survival from the people of developed countries.
As per Europe and American concept, family income is very much job oriented than anything else. Therefore, they always prefer to provide their children with fail start by maintaining the CDF (CHILDREN DEFFENCE FUND) family income that work to strength every families to provide better education, so that better jobs will be available to their children for fetching more money. In this way the family income will be a sustainable and fitting one to the Modern society.
Family income as per (N.C.H.S) National council of Health statistics emphasized an wages, salaries, rents from properties etc, under the prospectives of family income. Improved family income is directly linked with normal health, improved educational sphere, better earnings through wages and salaries. Statistically, it is estimated that, in business sphere if better knowledge and shill will be applicable, there will be better turn over. In this way money flow to the family will be steady and sustainable. So, that welfare and developmental process will continue.
From above information's in the present day modern society, we must give importance to HRD-Human Resources and Development to improve the financial resources of the family. Actually income is a technical term derives from Economics depend upon the resources on which a family is set up. In these resources on which a family is set up. In these resources, Human resources is a major item, which based an knowledge, skill and ability of the family members for a steady and sustainable growth of family income. Family income is directly linked with the family welfare.
PROBLEMS OF LOW INCOME
In comparison to European countries, our nation is struggling hard to rebuild for the betterment of its individuals. Still we see people are living below poverty line in our country due to lack of desirable income. At the result of low income process different social problems arise in sphere of education and knowledge, health matters and unstable liking pattern. Therefore, thinking of welfare for these class of people or families is difficult affair for the Government and social organization.
Under such circumstance Government and social organizations should think of and formulate effective plans and programme, for development of these groups of individuals.
Effective survey and proper identification of families.
Health care for parents and children should be provided.
Applied nutrition program and necessary feeding management should be provided.
Skilled, knowledge and aptitude should be developed by providing off campus training. In this way human resources can be developed to certain extent.
Side by side efforts should be made to increase and developed the non-human resources with Government or non-Government enterprises, so as to create employment generation for low income groups.
Effort should be made to create working days for labourers for the entire year.
These are some of the proposals for increasing income sources for lower income category.
FACTORS RESPONSIBLE FOR STEADY INCOME
Activities facilitating supplementing family income are to be identified and worked out properly.
Knowledge and skill are to be developed for different types of employment opportunities.
Vocational education should be provided.
Basic and Primary education should be available to all at free of cost.
Proper health care services should be provided.
Everyone in the family should explore and utilize his/her skill, knowledge and aptitude to earn and add to the family income.
Income and expenditure ratio should be maintained in a balance manner.
Therefore, it is needed to rebuild a better nation. In a sustainable and fair family income the child power is safeguarded and proper education for better job is provided. This condition is vice-versa in case of children of lower income group.
In this manner family income is most important for Human Development; by which all round social development is possible. Apparently family income is a combination made by the resources like Time Scale, Energy and Abilities of the family members which converts to money, comes directly as cash to the family. By this way utilizing the money power we provide welfare to the family and its members.
We can meet the inflation by diminishing certain expenditures. In a sustainable income growth we can achieve the individual and family goals.
We can improve our standard living par with any welfare family with a steady income.
We can save money for the future unforeseen causes, if we have a growth of income.
In certain conditions for the growth of family income we may try and tap the following points, which are mentioned below :-
Encouraging part time employment as per the knowledge, skill and aptitude. We can utilize idle man power in the family by engaging them to earn some thing from "Kitchen Garden, poultry farm, cottage Industries. In this manner we can add some earning to our family income.
At this age of development every individual should try to improve himself and monetary help to the family so that all round development of the society is possible.
