subject: Online Cash Advances [print this page] Do you need quick cash? Would you like to get short-term, unsecured cash advance to cover emergencies or unexpected expenses without the worry of being turned down due to bad or slow credit? Would you like to do it all confidentially and in the privacy of your own home; from your personal computer? If you answered "yes" to all of those questions, then online cash advances are your quick cash answers. You can easily receive this advance if you meet the lender's eligibility requirements and are willing to pay the associated fees.
Are you 18 years or older? Do you have a checking account? Have you been employed for 3 months? Do you make at least $1000 a month? Do you own a PC or have access to the Internet? If you meet these requirements, you are well on your way to obtaining a quick cash advance online. You simply go to a cash advance website of your choice, apply for the loan, and wait for a response. Responses are received in as little as a few hours in some instances.
Since you are applying for this cash advance online, I know you are asking, "how will I get my money?" The answer to that question is the lender will direct deposit the amount borrowed into your bank account. You should see it as early as the next morning. Another question you may have is, "how much money can I borrow?" Most online cash advance companies will extend advances of $100-$500, depending on your income. There are some companies that will extend loans for $1000, $1500, or even $2,000.
Now that you know the amounts you can borrow, your next question is probably, "how long do I have to pay this loan back?" The answer to that question is you have until your next payday. You can actually get an extension if needed. You just need to contact the lender for approval of the same. Now that we know how much you can borrow and when it needs to be paid back, you are probably wondering how much all of this is costing you. Because this is a very easy and convenient process the fees associated with it are fairly high. The finance charges are anyway from 10% - 25% depending on the lender. This equates to an APR of as little as 400% and as high as 1300%. These numbers look scary, but can be containable as long as you pay back the loan when initially scheduled.
Another burning question that may have is, "how will I be able to repay the loan to the online cash advance company?" The answer is that the amount of the loan and the applicable fees will be debited from your bank account on your next payday, or on the day you agreed to repay the loan.
If you have received the answers to all of your payday loan questions, you can now begin the easy process to obtaining an online cash advance. Happy borrowing.
