subject: Experts Return Weapon Qiao Li Neutralizing 3 Cheats great use for a little money - business - Gifts & Crafts Industry [print this page] Experts Return Weapon Qiao Li Neutralizing 3 Cheats great use for a little money - business - Gifts & Crafts Industry
Education Save Education Savings is one of many parents most concerned about managing money. Year of the Tiger at the beginning of the extraordinary wealth of China Minsheng Bank financial planner told the parents should make full use of education savings, to maximize the enjoyment of the interest rates and tax concessions, better financial planning.
China Minsheng Bank launched for children "Home Alone Card" will feature special educational savings. Extraordinary wealth of financial planner to Return Weapon, "even if the education savings, there are a lot of skills in making money Oh."
Deposit amount the higher the better
Education savings deposit period is divided into one, three and six years. Minimum deposit amount is 50, maximum aggregate principal amount of 20,000 yuan. Financial planner, said the extraordinary wealth, interest = principal rate survival period, the amount of education the higher the savings deposit for each contract, get the more interest.
Example, select the three-year education savings, according to Lump is now three-year 3.33% interest rate. If the agreement into 5000 yuan each, coexistence 4, maturity principal amount of 20,000 yuan, the interest amounted to 1,998 yuan. Put another way, if agreed upon deposit 500 yuan each time, continued survival of 36 times, due the principal of 18,000 yuan to 1798.2 yuan interest. Also kept for three years, due principal difference of 2,000 yuan, the interest difference of 199.8 yuan.
Deposit deadline extended as far as possible
Education Savings are mainly used for children's education investment as a way of accumulation of long-term education funding, education savings, no special consideration to their mobility, do not choose their children from the same time, deposits of non-compulsory education period, suggested a "Day plot Type "savings approach. Affordability in the home under the premise is usually three, six and so a longer deposit period, installment savings, you can better enjoy the preferential policies by Lump-interest bearing.
Insurance In inflation expectations intensifying, more and more people have learned to use financial means to "avoid the risk," "anti-inflation" in order to preserve and increase the value of wealth. Parents, a financial planning vision even longer need these. The so-called eggs in different baskets to be placed, China Minsheng Banking extraordinary wealth of financial management division, said the allocation of household assets is an integral part of the insurance, but also the most basic part of family planning, safety, liquidity, profitability, protective and so should be considered.
Insurance products is the biggest advantage of its protection, but its liquidity as financial products, stocks, funds. Mandatory insurance products with features for family financial planning goals set can be resolved through established channels. Each book of insurance contracts will be agreed upon time of its withdrawal. For instance, we put the money inside the insurance company is to prepare children's education fund, and then only to children 15 years of age or 18 years when it could use the money.
