subject: How to actually Save money While Using Credit Cards [print this page] How to actually Save money While Using Credit Cards
Saving money is a must in these economic times. You should always be on the lookout for ways to save money, whether you're shopping for clothes or food, or just paying your regular monthly bills.
One of the most obvious ways to save money with a credit card is to make sure that when you apply, you get a low APR credit card. You may have to do some shopping around in all the credit card offers that you get every day, but if you're diligent and put some time and effort into this process, you could save a ton of cash over the life of your credit cards.
Another way to save money with credit cards is to watch for sales on the types of things you use the most, and when something non-perishable comes on sale, as long as you have the room for storage, you could stock up on these things. Paper goods, personal hygiene supplies, makeup, things such as these are good candidates for stockpiling. If you find a good enough sale (and look for coupons, too!) you could save up to half or more from the price AND not have to worry about buying certain items for up to a year or more.
There are even some credit cards that, if you charge over a certain amount during a year (or other period), they will increase -- sometimes even double! -- any other rewards or bonuses that may have otherwise earned.
Many people aren't aware of it, but several credit card companies have special offers that they send to you; some credit card companies actually have entire websites dedicated to this type of thing. Since they have thousands of customers, they have purchasing and negotiating power to get substantial discounts on certain products and services, and they generally pass these savings on to their members and cardholders.
Be sure to ask if there are any unadvertised discounts or offers that you may qualify for -- many times companies offer discounts that they don't advertise, but they are yours for the asking. This goes for shops and service companies, not just credit card companies.
It takes some time and effort, yes, but in the end it's very much worth it if it can save you money consistently. There are countless types of credit card deals out there like these ones, both for credit card holders and even charities. Keep your eyes open and keep that search button busy to keep abreast of all the latest in the world of money savings.
