subject: Ways to afford LASIK procedure [print this page] Ways to afford LASIK procedure Ways to afford LASIK procedure
Some people are touched by permanent vision correction by LASIK eye surgery. But its high cost has precluded quite a number of patients. In fact, if a patient chooses to wear eyeglasses or contact lenses, the total expense lifelong is also significantly high. LASIK procedure can help patients avoid fees of conventional eyewear. There are several ways that help patients afford the cost of LASIK surgery.
The simplest way is to use savings, which have been saved and deposited during the past years. Using savings to pay for LASIK surgery means the patient will not have new debt, which brings minimal economic stress. Actually LASIK procedure can cost several thousands of dollars, which is beyond some ordinary people. With that amount of saving, a patient should not hesitate to take use of it for LASIK.
There are also some financial plans available for patients who want to receive a LASIK procedure. Different plans have varying credit rating and financiers' policies. For instance, some companies require a borrower to pay the entire bill within 3 years and some others set the term at 5 years. In addition, patients can sometimes get interest-free financing for LASIK. But most financing plans charge interests in different rates. The top rate is 24%. Financing companies still have some restrictions on the qualification of borrowers, who are required to put down a substantial deposit before the LASIK procedure.
Most financing plans are conducted through the LASIK office, which is disliked by some patients. For those people, they can resort to a bank loan, either a personal loan or line of credit. In general, a shortest term of loan with monthly payments is suitable for LASIK procedure. This kind of loan accrues low interest.
A final method is to sell something that is useless for the patient. This way is suitable for those who do not want to get extra debt solely because of LASIK procedure. Possible actions are having a yard sale or placing an ad in the local paper.
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