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subject: Bad Credit Mobile Phones: Reconnect with your loved ones again [print this page]


Have you been dealing with extremely high mobile phone bills in the past? And, has ever the inability to be able to pay these bills on time affected your credit history which has resulted in being trapped in debt and poor credit? Cheer-up as now you need not look very far. We all face financial difficulties in our lives at some point, and just because things are not going the way you want them to, should not mean that you should not be able to have a phone for emergencies. It's important that simply having the bad credit should not stop you from owning what is widely considered to be one of the most crucial and important communication devices we have today which is a cell phone. Even if you have a bad credit record, then also you can get bad credit mobile phones, that is, you will still be able to get a cell phone. Its true that now its possible for anyone with a bad credit to acquire a phone without any obligations. So you do not have to sacrifice the ability of being able to keep in touch with family or friends, just because you have a bad credit score.

There are mainly two types of cell phone plans, pre-paid plans and billing plans. Pre-paid plans are like debit cards that you can use only while you have money in your account, which you have paid in advance. Billing plans are more like a credit card given to you by the cellular phone provider, who takes the risk of letting you use the phone services for the month and collects payment later. Hence, credit checks are a very important part for any service provider that provides billing plans. One of the first things you can do is to review the options you have. You can either look for a cell phone provider that can offer you a deal that you can handle or just opt for a pre-paid handy phone plan which will enable you to manage your calls and finances better. With pre-paid plans, no credit history check is required since the payment is already made. Or there are many other options also that you may look for.

The company checks your credit history so it can know whether you have a good history of paying on time to your various lenders under billing plans. If you have a good credit history, cellular phone companies do not have any objection regarding billing you for their service. For those with bad credit history, there may be some problem in availing such services. However, there are a few options available. In case of people with a bad credit history, cellular phone companies demand a large deposit from them before they give them a billing plan. This is to ensure that the company's money is safeguarded. Another option they provide is to have partial billing facility and to set a credit limit.

One of the best places to find bad credit cell phones is on the Internet as it doesnt matter in today's world, whether you can get a phone from an individual store or retail outlet. This is because many cellular phones websites sell the same models that these other stores do and you can still get all the quality prepaid phones at generally superior rates. So, do lots of comparison shopping and choose appropriate phone models for yourself as it is beneficial to shop around on the internet and get to know the requirements of different providers.

Bad Credit Mobile Phones: Reconnect with your loved ones again

By: Genica Amery




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