subject: Should You Push For Accident Compensation From Your Employer? [print this page] Should You Push For Accident Compensation From Your Employer?
It can be a real dilemma, but facing the prospect of suing your current employer can be scary and daunting. However, if you got injured at work and you did not receive and compensation then chances are that you are entitled to claim some sort of compensation. Labor laws in The USA, UK and Australia have come a long way in the last 20 years and if anything its designed to protect the employer.Any occupation that carries inherent risk are protected under strict legislation. Employers are required (often tome by law) to have workers compensation insurance in case of workplace accidents. This type of insurance will not just cover you against the accident itself, but more than anything is will protect your income - both current and future income. Because this is a huge expense to any business, many of them simply dodge it in an attempt to save money.The first and most important thing for anyone who gets injured on the job is to speak to their employer. Talk about your options and your prospects and as uncomfortable as it may be, talk about compensation. Running to a lawyer before having this casual discussion can be a bad move to start with.If discussions fail or if you cant come up with a suitable agreement you should proceed with legal guidance. There are many lawyers who specialize in compensation cases and best of all, the tend to offer their service free of charge. Only when you do win the case and get compensated do they take a percentage of the claim. Although it's usually quite a big cut, at least it gives you instant access to specialized legal help and because they only get paid if they win the case there is great incentive for them to help you as quickly as possible.So, if you got injured and had any loss of income because of that injury, then you stand a very good chance of receiving compensation. Not only are you entitled to it, but it can make the difference between your family surviving or struggling.Are you looking for workmans comp insurance? See my blog to learn more about workplace insurances.