subject: Importance Of Car Breakdown Cover [print this page] As a car owner, one of the concerns u will need to address that without a car breakdown cover, driving a car n be risky. Such cover will help to protect u in case u are involved in a car accident or even if the vehicle suffers a breakdown.
Choosing car breakdown cover is an important decision. Having good cover makes all the difference when you and your family are stuck in bad weather in the dark in some remote spot, or you're on the way to a business meeting or to catch a ferry.
There are a huge number of types of car breakdown cover to choose from, provided by organizations with a motoring heritage, insurance companies, major retail brands and other sources.
Now there are different types of car breakdown insurance covers available. When you take out a breakdown car cover insurance UK policy, there are a number of factors that it can cover. Roadside assistance, long distance recovery, no call out charges, local vehicle recovery and options if your car cannot be fixed, are all the important things that can be taken into account. It all depends upon your budget and what you would like to be covered for.
Some insurance cover not only your vehicle but even you, your partner or even your whole family.
If you are going on a long distant tour and unfortunately met with breakdown you can immediately call to your insurance, no need to tow your vehicle by your own. They will cum and tow your vehicle to the nearest garage or of your choice.
It could be that you could benefit just from a basic cover, or perhaps you might be looking for a more comprehensive breakdown cover and you would like as much protection as possible. It is advisable to know what you are looking for before you apply - that way you will know that you are getting the best breakdown car insurance to suit your needs.
One good thing to think about is whether you would like a courtesy car if you do break down. Some policies only include call out and towing charges only. However if that happens would you still be able to travel home and get out to work while your car is being fixed? The likely answer is no and so you will need to look into courtesy car options.
