subject: Fender Benders The Essential Accident Checklist [print this page] Unfortunately, those little vehicular prangs and bumps are almost a certainty at some point in life. Whilst a great motoring lawyer may be required to work through the legalities of a case, on the spot legal advice tends to be a bit thin on the ground immediately after an accident. There are, however some vital pointers that could make all the difference concerning insurance, legal issues and so on.
Very few people leave their house thinking keys, wallet, phoneaccident kit! so the best advice is to be prepared. Keeping a few essentials about could prove a godsend, particularly if the motoring solicitors are called in and any legal issues arise.
Shock the enemy of sensible thought everywhere. Even after the smallest of prangs a person can experience shock. This is the time when preparation and protocol come into play. Accurately recording an accident helps everyone from the police and insurance companies to motoring lawyers.
Keeping an accessible accident kit neednt be anything more than these essentials pen, notebook, disposable camera (mobile phone cameras will often suffice) Of course these are things that are usually within arms reach of most people (handbags etc), but a designated kit could prove vital when judgment and sense arent necessarily at their best.
These are the six essential notes to take immediately after an accident:
1. The vehicles involved colour, registration, model etc.
2. The drivers names, numbers and insurance details of everybody involved (possibly including witnesses if applicable)
3. The scene location, time, weather and notable environmental issues that may have affected the accident e.g. extreme fog
4. Photo evidence motoring solicitors, insurers and courts alike tend to view photographs as the most reliable witnesses
5. What happened? Its vital to note this while its fresh in the memory
6. What do the other drivers say? Its important to note this second or the memory could be clouded.