subject: If My Delivery Is Lost Or Damaged In Transit, Is It Covered? [print this page] Shipping your goods with another company can be a nerve wracking experience if you're not sure of exactly how well those goods are protected while they are in transit. The problem with shipping with another company is that all of the responsibility lands on them. You have no control over what happens to your goods, how they are handled, and no assurances that they will arrive in the condition that they left in. This is why messenger services in Chicago are sure to have ample insurance on every shipment that they carry for their clients.
The types of policies which are used for this are actually known as courier insurance. Although your courier company is going to take every possible step to make sure that nothing happens to your packages, there is always that outside chance that something could go wrong with a shipment. When that happens, the courier insurance of your courier is going to be there to protect you.
These policies are extremely comprehensive. It would be almost impossible for a package to become a loss without the problem being covered by these policies. First of all, look at lost packages. When a package becomes lost, it could be due to theft, misplacement, or delivery to a wrong address. All of these situations are going to be insured, and if you're unlucky enough to suffer from one, you can be sure that you're going to be compensated for your loss.
Although it doesn't happen often, it might be more common for a damaged package to arrive than for a package to be lost. If your package becomes damaged, you should have no problem putting in a claim for compensation for those damaged. If your courier was in a vehicle accident, if they dropped your package, if it got in a fire or sprinkler system, if it was rained on, or if it was crushed in a door or gate, the insurance policy should easily cover your damages.
To make sure that you're completely covered, do two things. First, check with your courier about the maximum value your shipment is insured for. If you're shipping very valuable goods you may need additional insurance. Also, make sure you follow all packing guidelines. If your package is damaged and was packed improperly, the insurance may be voided. Your courier company should be able to provide you with a copy of their full packing guidelines.