subject: Importance Of Bankruptcy Lawyer, Trenton (nj) [print this page] After the recession and liquidity crunch of 2007, a lot of people are facing difficulty in repaying their unpaid bills. Some are even taking more and more payday loans and at the end, finding themselves knee deep in debt. They have crossed all the limits for getting approved for other debt relief options. So, to them the only way for getting out of debt is filing for bankruptcy.
Filing bankruptcy is expensive and it cannot be filed for free. As per the new federal bankruptcy laws, credit counseling has been made mandatory. A person is required to take credit counseling session at least 180 days prior to filing bankruptcy. And these classes are not free. The debtor has to shell out approximately $60 for a class. However, taking the advantage of a waiver program, one can avoid paying the fees, if he can provide proof of his very low income. He also needs a lawyer from a free legal aid program as his representative.
As far as the attorney fee is concerned, it varies from one case to another. It normally ranges between $1000 and $2000. In some cases, attorneys may charge more if a person asks them to accompany him for the 341 meeting. A person planning to file bankruptcy should take help of a bankruptcy lawyer who can assist him in the entire process. Bankruptcy is a federal court process that needs legal representation. Certain changes have been introduced in the new bankruptcy laws. If a person is intending to file insolvency, he may not be acquainted with all the complexities of the legal procedure. Only a bankruptcy lawyer can help him go through the process easily.
Are you looking for a reliable and experienced bankruptcy lawyer? Trenton (NJ) is one such place in the United States where the residents are fortunate enough to avail the services of the renowned Law Office of Peter E. Zimnis. You can also visit their site www.peterzimnislaw.com. This reputed law firm deals with bankruptcy issues only. They have been offering their services to the residents of Trenton over years. All your communications and other legal matters will be handled by their lawyers. The highly specialized lawyers will guide you through each step of the process. They charge very affordable fees, so you don't have to worry about burning a hole in your pocket. They also ensure that your work is done on time. Contact them now to schedule an appointment.