subject: Home Glass Break Detectors: Pro's And Con's Of Home Glass Break Detectors [print this page] Home burglar alarm systems have been proven to be extremely effective at preventing intruders from entering your home. US Department of Justice crime statistics show that 74.3% of unsuccessful burglaries can be attributed to a burglar alarm system "scaring away" the intruder, while the probability of a burglary at a residential site without an alarm system is 14.8%. The most likely consequence of a burglary is the loss of property (the FBI reports that the average financial cost of a burglary in 2002 was $1,482) and the emotional stress that it can cause. Violence associated with a burglary is extremely rare, although many intruders carry weapons and are prepared to resort to violence if challenged.
Insurance companies work out their rates in the basis of risk so they are more than familiar with the statistics relating to burglary prevention and the presence of an alarm system. If you're in any doubt about whether fitting an alarm system will reduce the probability of your home being subject to a burglary, just look at the difference it makes to your insurance rates!
If you haven't fitted an alarm system yet, it is a good idea to check with your insurance company before deciding which type to install. They may offer discounts off your premium depending on the type you have fitted and the kind of installer you use.
Some security system providers carry out a thorough assessment of your property to ensure that the areas of most vulnerability are covered by your burglar alarm system and issue discount certificates to your insurance company after they have installed the system. This allows you and your insurer to know that your most valuable possessions are protected, and it saves you money.