subject: Modular Health Cover - The Advantages [print this page] Consider health insurance with affordable interest free payments that is tailored to your specific requirements. Consider health insurance where there are no penalties or increases in premiums if you have to make a claim. Consider health insurance that can be managed entirely online, handles claims in five days and does not require you to take a medical. Modular health cover gives you all of this and more.
Modular health cover allows you to create an insurance policy that is tailored to specific requirements. You start with a core module that covers the basics like dental insurance, optical cover, physiotherapy, nights in hospital etc. You have numerous levels of cover to choose from allowing you to select the cover most appropriate for you and your family.
Having chosen your core cover you then add additional modules. For example you might add a consultation module to help you avoid long waiting lists and access private health consultations. If you've spent time waiting around in hospitals to see consultants then you'll realise how useful this module is.
You can also add a scanning and screening module which can help you bypass the sometimes protracted waiting times for accessing such diagnostic aids as MRI and PET scans which literally can be life saving. With this type of module you can also obtain private health screening enabling your consultant to detect any potential problems before they become serious or even life threatening.
You are able to add a surgery module to cover a range of procedures that may be required if you develop any new conditions after taking the cover. If surgery is carried out by the NHS you will get a cash payout. Most common surgical procedures that have waiting lists on the NHS are included.
Modular health cover helps to put you in charge. It can be considered a lifestyle choice for you and your family. Unlike traditional health cover the modular form is cheaper and helps you design health care to suit your circumstances and your wallet.
