subject: Choose Your Bankruptcy Attorney Carefully [print this page] Choose Your Bankruptcy Attorney Carefully
When things have come to the point where you toss and turn at night and are constantly worried about the state of your financial future, your best option may be to consult with Tampa bankruptcy attorneys. The cause of your financial problems may be the result of any number of circumstances; the recent downward economy, outstanding medical bills, or overwhelming credit card debt. Work with Tampa bankruptcy attorneys to achieve the best results for your particular situation. Seek out Tampa bankruptcy attorneys who have years of experience with personal bankruptcy cases and an organized system for forms and filing. Ask for a referral from an attorney you trust, or obtain a referral from friends or colleagues who have been through the personal bankruptcy process. Having a knowledgeable personal bankruptcy attorney you are comfortable with will make all the difference in the outcome of your case. Your Tampa bankruptcy attorneys will be by your side to guide you through the whole personal bankruptcy procedure and assess, prepare and file your case. During the creditors meeting your attorney will handle any issues that may arise. In most Chapter 7 personal bankruptcy filings, the debtor has no assets. All of the debtor's assets are either exempt property or are subject to the liens of secured creditors. In "no asset" personal bankruptcy cases, there is no distribution to the unsecured creditors. Chapter 13 personal bankruptcy was created for someone who has a home or car they wish to keep. A repayment plan is arranged that allows the filer to retain those assets. Once your personal bankruptcy case has been filed, all of your creditors will be notified and a court issue will stop wage garnishing, creditor harassment, and foreclosures. This is often the first time you can breathe a sigh of relief as the phone stops ringing and you can get back on track with your life. By carefully choosing your Tampa bankruptcy attorneys you can expect to save your money and your sanity.
