subject: Free Annual Credit Report-full Of Benefits [print this page] Do you know that having a credit report could be very much beneficial for you? If no, then you must know the advantages of a credit report. You can get a free annual credit report by the three major credit bureaus of US namely, Experian, Equifax and Transunion. These loans are absolutely free of cost. You do not need to pay even a single penny to get this credit report.
There are many advantages of a free annual credit report . You can manage your credit history very easily through a credit report. This credit report helps you a lot at the time of availing a loan. You need to show your credit report to the lender and if you have a good credit report, you will be granted the loan without any hassle. So, make sure you clear off all your debts and have a good credit report to get a loan. This credit report also helps you from identity theft. It acts as a good identity proof for every US citizen.
You can easily get a credit report through the power tool internet. But, do make sure that you are not using public computer to access the credit report, as the information stored in the computer may be misused by any other person. To have a credit report, you are required providing necessary details about you such as name, age, gender, employment status, contact information, and so on.
You can also improve your credit status through the credit report by knowing about your mistakes related to credits. There are certain requirements that must be fulfilled by you to access a credit report:
You must be a permanent citizen of US
You must be at least 18 years of age or above
By meeting the above-mentioned requirements, you will be eligible to get a credit report.
