subject: The Various Risks to Golfers out on the Fairways [print this page] The Various Risks to Golfers out on the Fairways
When suggesting that there are a huge range of risks relating to the participation of Golf, many individuals will laugh. Most people consider golf to be completely risk free in all terms, but that is simply not the case. By assessing the risks that may become present, the individual is covering them self from future heart ache, or suffering any kind of financial difficulty.
When talking about personal risk, there are two simple things to take into account; equipment and causing damage/injury.
As far as equipment goes, the unfortunate reality is that golf equipment does get stolen on a regular basis. Its high value and its possession of easy to sell characteristics make the equipment a prime target for most thieves. For this reason, many golfers choose to take out basic insurance.
Basic golf insurance will ensure that equipment is covered in the case of theft or damage. Golfers can put their minds at rest, knowing that they can have a relaxing, yet exciting day out, without the worry of losing cash in the way of golf equipment. Risks to golfers here are if they do not have insurance and their equipment gets stolen, they are likely to lose a lot of cash!
At the other end of the spectrum, there is the risk of causing an accident. Over 12,000 golf related accidents take place every year. Luckily, around 9 out of 10 professional golfers are already insured, so the cost implication of the accident is covered by their insurers. For those that are not covered by a reputable golf insurance company, they would be financially liable for any damage or injuries they cause.
Of course, the severity of the accidents does differ a great deal. Some accidents might be a simple dent in another golfers club. On the other hand, some accidents might be as severe as putting another golfer in hospital, something which can cost thousands. For those who are not insured, they will find themselves in a predicament in terms of finances and in some cases; these accidents can cause financial ruin or give your confidence a knock leading to avoiding playing golf!
Risks to golfers certainly come in all sorts of shapes and sizes. Generally what all of this comes down to is the risk financially to a golfer. Playing golf is meant to be fun and relaxing, so playing without insurance is simply going to take both of those factors away. Simple advice would suggest researching different golf insurance companies and getting insurance as soon as possible to allow you to concentrate on playing golf as opposed to the consequences if you hit an errant shot.
Protect you, your clubs and your love of golf with golf club insurance that can help cover you against the risks of golf, with golf travel insurance policies also available you could even go abroad and enjoy golf in other countries.
