subject: How to Secure Your Irish Credit Card [print this page] How to Secure Your Irish Credit Card How to Secure Your Irish Credit Card
Most people rely on their credit cards particularly during emergencies. They feel that without the cards, life would not be complete.
This is the same case with people in Ireland. Many own one or more credit cards which they use as a form of payment in most of their financial transactions. Business establishments in the country also accept credit card payments not only from residents but even from visitors or tourists.
When using your credit cards in this European country, though, make sure that you know the laws governing the use of such card. Ireland implements its own laws different from other countries and normally, each bank has its own set of privacy policies as well.
One of the most important things to consider when using your Irish credit card is how to keep it secure at all times. You may be aware of the many incidents of fraud committed online which victimized innocent credit card owners. Some became victims of identity theft while the others did not have any idea their credit card number had been stolen by fraudulent people and used in making huge transactions online.
Online transactions are vulnerable to internet threats such as identity and credit card number theft. This then calls for card owners to always be cautious with your dealings on the internet.
In Ireland, if you're purchasing a product online, it would benefit you greatly to check the security features of the business website first. Legitimate sites should display the logo of the security technology they're using and should have a privacy policy ensuring that it keeps the customer's credit card details confidential. You should always compare credit cards to make sure you are dealing with a company that offers backup for these eventualities.
A good measure you can use to ensure that you're making a legitimate credit card transaction is not being asked about your PIN or your personal identification number. You should have reason to doubt and not push through with your transaction if your PIN is being asked. What businesses normally require from their customers are only their full name that should match the name appearing on the card, card number, expiry date and sometimes, the last three numbers on the back of the card which is vital for verification purposes.
When making payments in a real establishment, you also have to make it a point to double check the receipt of your transaction. This is to ensure that you're not overcharged and you're paying the right price. Keeping your receipts and monthly bill statements will also be helpful should you later find errors in the amounts charged to your Irish credit card.
It's a reality that not all people in the country are comfortable making financial transactions online. Some are still hesitant to try partly due to the news concerning online frauds that have taken place in the past.
