subject: Can You Afford the High Price of Plastic Surgery? [print this page] Can You Afford the High Price of Plastic Surgery?
Insurance companies state that a person can very well do without plastic surgery, if it is just for good looks, instead of being a life saving surgery.On the other hand, reconstructive surgery is covered by health insurance. But, the extent of coverage may differ a lot from one case to another.
Thus, before insuring a surgery it is made clear whether it is cosmetic or reconstructive. For example, abdominoplasty (or tummy tuck), when performed on an obese patient to protect him/her against heart problems, is eligible for medical insurance. Similarly, breast reduction surgery, when carried out with the intention of reducing weight of the breasts to reduce orthopedic pain, is also covered by health insurance. On the other hand, breast implants performed with the aspect of good looks in mind cannot be insured.
There is a minor difference between the two categories of plastic surgery, namely cosmetic and reconstructive surgery, when eligibility for insurance is concerned. For example, eyelid surgery, when performed to attain an aesthetic enhancement is not considered for insurance. It comes under the category of cosmetic surgery. The same procedure may be covered by insurance if the eyelids are drooping to the extent that they are hindering a patient's vision.
Plastic surgery to correct paralysis or conditions affecting the facial muscles is often covered by insurance. Nasal deformities that affect breathing might result in a free nose job. In other words, plastic surgery insurance coverage is typically only available for people who need it for health reasons. Not just because they want to have it done.
To summarize, plastic surgery that is performed to improve functioning of the body parts can be insured through medical or health insurance. But, surgery to improve a person's looks cannot be insured. However, it is always best to discuss with an insurance agent, in order to determine if a person is eligible for an insurance cover or not.
Thus, if a person has any medical problems which can be cured by plastic surgery, he/she can easily get the surgery insured. This will help him to get the best of the treatment available even if it is very expensive.
