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Why do mortgage rates dance up when the permanent status go up?
I'm looking at mortgage rates for closed term, ranging from 6 months to 10 years, and I've notice that the rates actually increase as the length of the residence gets higher. Why is this the shield? "> As the years go...
Why do mortgage rates maintain going up after the Fed lowers their interest rate?
We're in the market for a house, and it would give the impression of being that the lowering Fed rate would trickle down to the mortgage business. Instead, those rates keep going UP! How do they expect people...
Why do mortgage rates move contained by tandem beside the 10-year treasury abandon?
detailed explanation, please The 10yr Treasury note is the "benchmark" index for debt instruments. It is the "risk free" standard against which all other debt is measured. Traditionally, mortgages start from banks. They take retail deposits from you...
Why do mortgage rates rise and fall between states?
If you go to bankrate.com or any other place that gives you mortgage rates they other ask what state you are in. Why does the rate depend on which state you are in? Some of that is true. Some states are more expensive...
Why do mortgages interest rates transmutation?
I am confused. I know there are ARM's, and that lending companies get rid of their mortgages to others to collect payments and so that their books look good at the end of the year. I a short time ago don't understand a few things: ...
Why do nation sign A.R. mortgages and next expect the policy to sustain when the rates step up?
I just read a story that late payments and forclosures are going up and the president is person asked what to do about it...why is it his problem? If you were dumb plenty to sign...
Why Do People Think Cutting Interest Rates Will Stop The Mortgage Problem?
Changing the benchmark federal funds rate won't fix the effects of decades of risky lending and borrowing. The problem is there is a dearth of funds for providing more risky loans. Investors in countries around the world got terrified...
Why do score plummet when you "shop around" for a better mortgage rate?
I would like to know how it is that credit bureaus take away your right as a consumer to negotiate, by penalizing you for doing so and lowering your scores. Also, just how much does it hurt your credit rating...
WHY do so abundant individuals confer such POOR mortgage RATE warning within here?!?
Is it because this is dominated by spammers in the mortgage industry. BULLETIN! The lowest RATE and CLOSING COSTS is VERY important when getting a mortgage unless you are filthy rich OR don't mind have a mortgage payment higher...
Why do we spawn it harder on relations to wage at hand mortgages by making them pay cheque better interest rates?
when people are having a firm time paying there bills we make it harder by giving them loans at a superior rate, how is this not Desecration. Those who are paying higher interest...
Why does Bank or England bottom rate effect my mortgage rate when the BOE does not lend money to bank?
Following recent news, I discovered that the Bank of England lends money single as the "lender of last resort". If the BOE does not reguarly lend money to banks (i.e. my mortgage is not...
Why does high inflation (CPI) breed mortgage rates progress up?
A 30 Yr Mortgage is really a 30yr bond. If inflation (as dictated by CPI) rises, than it become less profitable to create a low yielding bond/mortgage if they don't bring to the fore the interest rate. So as inflation grows, so...
Why does it cost so much to achieve a fixed interest rate mortgage contained by ireland?
I recently visited the US. Everyone I know within that has a mortgage has gotten a fixed interest rate. There is virtually no difference contained by cost between fixed and variable rate mortgages. You can also fix for...
Why does it event what mortgage interest rate I take?
I am a first time homebuyer. If I am able to deduct on my taxes adjectives my home mortage interest expenses & discount points, is it crucial that I get the lowest interest rate? Also, if I can comfortably make my monthly payments (whether...
Why does it right to be heard you can attain lower mortgage rates.?
i see all the time you can get mortgage refinance rates for around 4.5% but when you speak beside someone and then it ends up being 5.5% my credit is worthy and i've been approved but then they hit you beside...
Why does mortgage prepayment at a lower rate fetch a prepayment risk for the lender?
I understand that the principal prepaid must be reinvested at a lower rate. Does this mean that the borrower can refinance his debt at a lower cost and hence pays bad his more expensive debt? Hi, I used...
Why does the govt. allow Banks & mortgage Co. to charge such lofty interest rate ?
Take for example a house costing $150,000 at the end of the term will cost ably over $300,000. Then to make matters worse when the bank start failing the govt. comes in and rescue them and the tax...
Why doesn t my mortgage transmittal shift down when Feds lower rate? Mortgage Co. say that doesn t effect my mortgag
Well you pay for doesn`t matter what your note says. If the Feds lower the interest rate the with the sole purpose people that are going to benifit from that are people...
Why don't bank lower their mortgage rates to 3% or 4%?
I don't understand: if banks are suffering so much beside all the foreclosures and inability for many to not breed their monthy payments, why are they still charging 5-6% on mortgage rates and refinances. It's supply and demand. To put it simply,...
Why don't mortage companies who own lended ARM mortgages only just convert the loan to a lower rate fixed?
Just wondering in the whole backwash of subprime lend and ARM loans recently going under, why havent mortgage companies investors simply lose less by converting those mortgages to a lower fixed rate to save the...
Why don't mortgage lenders lower the rate for buyers who facade foreclosure due to the bubble burst?
I do not understand why a mortage company would forclose on a buyer because of the housing bubble burst without offering a lower rate. The mortage company after forclosure will own to sell the house at...
Why enjoy mortgage rates be low lately? And what are the determining factor for the rates?
We are planning to refinance our house, and we want to get an idea on when to lock a rate and apply for a loan form the edge. Rates have been lower because the bazaar has been...
