The world that we reside in today is increasingly getting dangerous, as there are individuals who are always looking to make money from others illegally without any regard for their welfare, plus they do it from all kinds of ways. The web is one such place. Even though you may not be communicating one-on-one with a particular person, you can find those who're able to trick you into damaging you, particularly financially.
The e-mail is one of the most reliable modes of communicating with someone, and can be done from any part of the world for free. However, it is possible to receive a phishing e-mail, usually in the form of spam. The phishing e-mail refers to an e-mail that is sent to you, which is intended to make you believe that it is from an official source, yet in essence it is from someone who intends to harm you, especially financially. Most of them pose to be e-mails from banks, and at some point your bank details may be required, and soon you may find yourself losing a lot of money without you yourself spending it.
It is however quite simple to identify a phishing email. One thing that you could ensure is to validate any suspicious looking e-mail ID. It is common for the phishing e-mail to use domain names that are not that of the official bank or other organization that they may claim to be a part of. In most cases they would use the initials of the bank o as to fool you so be sure to double check with the bank on this through other channels. The ID of the recipient e-mail may also give the lie away, if you notice that it is not the email address that you gave your bank.
It is important to note that financial institutions do not ask for personal details about one's account over email, thus should an email claiming to be from a bank ask you for such, be wary. The fraudsters also usually insert a link in the email that is said to take you straight to the website f the bank. Do not click on such links, and should you want to go to the official website of the bank, type in the URL yourself, so as not to be directed to another similar page that is used to con people. All this is to ensure that you and your money are safe.