subject: How You can get the Lowest Mortgage Rate in Alaska… [print this page] How You can get the Lowest Mortgage Rate in Alaska
Many people shop and shop looking for the best mortgage rate possible. They often look to online mortgage companiesthe issue is many of the people that work for the online mortgage companies actually work in a large call centers. These people often do not have many years of experience in the industry as the "call center" type environment is often a "training ground" for new industry employees as the people with experience are usually promoted to managers since call centers average approximately 40% annual turnover.
A major difference in knowledge is often seen when working with loan officers that have over 5 years of experience or have closed over 1000 mortgages as with how dynamic the industry is and the uniqueness of each loan the learning curve can take quite some time.
There is a BIG advantage in working with a loan officer that does high volume due to the pricing advantages he/she may receive and overall has a more thorough knowledge of the loan option to best meet your financial needs.
To make sure you receive the lowest rate possible you need to consider the customer service and knowledge of the loan officer as well. There is more than one or two horror stories that I have heard about the "lowest PROMISED rate" person that in the end changes things and it did not end up being the loan the consumer expected.
ASK for References! The loan officer should not be offendedthey should actually be thankful when you ask for 2-3 local clients as references that You can call and talk to about their experience so ALWAYS at least ask for this, even if you do not call these references you should ask for this as a test of the loan officer. This one response by the loan officer can say volumes about their customer service, commitment and overall business.
Alaska is a unique market and requires some understanding that is different than that in the lower 48 (about appraisals, taxes, etc) so make sure that your loan officer has Alaska references they are willing to give you to contact if you would likeor there is a very good chance you will wish you would have.
*** Don't fall for the "just check my website" bit as these could be made up and not real people or real experiences.
Dustin Carlson is one of the industry's leading loan officers and has found a way to use his MBA and Business background to assist clients in ways that few others have the knowledge or understanding to do. His funding of more than a quarter of a Billion dollars in residential mortgages has given him experience and relationships that few in the industry have to their advantage.
Put this advantage on your side by calling him when you are ready to refinance or purchase a home by calling him at 907 903 1269 or 888 201 1332 or emailing him at Dustin@FreeMyDollars.com Many people shop and shop looking for the best mortgage rate possible. They often look to online mortgage companiesthe issue is many of the people that work for the online mortgage companies actually work in a large call centers. These people often do not have many years of experience in the industry as the "call center" type environment is often a "training ground" for new industry employees as the people with experience are usually promoted to managers since call centers average approximately 40% annual turnover.
A major difference in knowledge is often seen when working with loan officers that have over 5 years of experience or have closed over 1000 mortgages as with how dynamic the industry is and the uniqueness of each loan the learning curve can take quite some time.
There is a BIG advantage in working with a loan officer that does high volume due to the pricing advantages he/she may receive and overall has a more thorough knowledge of the loan option to best meet your financial needs.
To make sure you receive the lowest rate possible you need to consider the customer service and knowledge of the loan officer as well. There is more than one or two horror stories that I have heard about the "lowest PROMISED rate" person that in the end changes things and it did not end up being the loan the consumer expected.
ASK for References! The loan officer should not be offendedthey should actually be thankful when you ask for 2-3 local clients as references that You can call and talk to about their experience so ALWAYS at least ask for this, even if you do not call these references you should ask for this as a test of the loan officer. This one response by the loan officer can say volumes about their customer service, commitment and overall business.
Alaska is a unique market and requires some understanding that is different than that in the lower 48 (about appraisals, taxes, etc) so make sure that your loan officer has Alaska references they are willing to give you to contact if you would likeor there is a very good chance you will wish you would have.
*** Don't fall for the "just check my website" bit as these could be made up and not real people or real experiences.
Dustin Carlson is one of the industry's leading loan officers and has found a way to use his MBA and Business background to assist clients in ways that few others have the knowledge or understanding to do. His funding of more than a quarter of a Billion dollars in residential mortgages has given him experience and relationships that few in the industry have to their advantage.
