subject: Foreclosure Fraud - How Banks Violate Your Civil Rights [print this page] Foreclosure Fraud - How Banks Violate Your Civil Rights
If you are looking at the home foreclosure process, it is important to know the 14th amendment and understand it and how it relates to foreclosure fraud in many foreclosure cases. There are many people that argue banks and lenders are actually violating the 14th amendment when they are going through with the home foreclosure process and you may have a legal case in regards to this issue as well. Take a look and understand what the 14th amendment stands for and how it may be able to protect you and keep you in your home. The portion of the 14th amendment that people and legal experts feel applies to the home foreclosure process is known as the due process clause. Under the due process clause of the 14th amendment, it states that the government cannot deprive people of life, liberty, or property without taking steps that ensure fairness for all parties. It is important to understand this when you are facing foreclosure because a lot of people feel that banks go against this process and commit foreclosure fraud. Several States have repealed their foreclosure requirements due to the 14th amendment and cases that have brought up lack of due process, forcing many States to require it. State foreclosure laws cannot violate the federal rights of citizens, this includes due process. Yet many Banks, Lenders and Mortgage Companies take it into their own hands and execute foreclosure according to their own rules. This is foreclosure fraud. In States without due process clauses many Banks and Lenders have been foreclosing on Homeowners without giving them proper notice, serving them official court documents or notifying them of the any foreclosure proceedings that may be filed against them and their property. Some Homeowners were shocked to receive "notice of foreclosure sale" letter in the mail a day or two prior to the actual sale. Still others never received any form of notice which is flagarant foreclosure fraud. This is not longer the home foreclosure process in most states, since many now require written and/or sheriff's service and notice to the Homeowner at least 30 days prior to a foreclosure sale.
As a homeowner, you need to make sure that your rights provided under the foreclosure process are not being violated or jeopardized, especially when it comes to due process and the 14th amendment. You need to make sure that everything that is being done is legal and that you are not falling victim to foreclosure fraud. As someone that may be facing foreclosure, you need to understand what your rights are and how it ties into the 14th amendment. To fall victim to foreclosure fraud and have your civil rights violated without even being aware of it is a travesty, but unfortunately homeowners across America are fraudulently being foreclosed on. You have a voice and right to stand up for what you have worked hard to build, don't allow Banks and Lenders to blindly steal your home from you.
Please visit foreclosure fraud for more information on this topic as well as how to fight foreclosure and save your home.
