We at "Loan Clinic" offers you the most convenient Home loan and Loan against property plans to suit your needs.
With so many attractive features in every type of Home loan we facilitate you creating the home you always wanted. And it is no longer a distant dream.
The moment you decide to buy a home, you may put in your application for Home Loan with us.
Benefits of our association are as follows:
Trust & Transparency throughout the Home loan process.
Expert's advice on your Home loan.
Most of the information on your Home loan requirement is just one click away, www.loan-clinic.com
Ownership to help you till the disbursement and payment made to the builder.
Simplified documentation.
Competitive rates & Processing fees.
Doorstep service throughout the process.
Customized solutions for your Home loan need.
Pre-Approval
A number of factors are taken into account when assessing your repayment capacity for the Pre approval of the loan. Your income, age, number of dependants, qualifications, assets and liabilities, stability/ continuity of your employment / business is one of them.
Bank's credit team underwrites your profile on the basis of documents provided by you and decides the loan sanction amount.
Legal and Technical
Legal is a process where lawyer's appointed on bank's panel verifies and checks the authenticity of your property documents which you are buying and it ensures you that you are buying a safe property.
Technical is a process where team of experts with relevant experience in the real estate evaluates the real value of your property and after the report submitted by both the teams (Legal and Technical) to the bank your case proceeds for disbursal.
Disbursal
It's the process of preparing the pay order after submission of all the original documents of the property you are purchasing and signing of the agreement between the bank and the applicants of the loan.
Salaried
Self employed
Age
21years to 60years
21years to 70years
Income
Rs.1,20,000 (p.a.)
Rs.2,00,000 (p.a.)
Loan Amount Offered
5,00,000 - 1,00,00000
5,00,000 - 2,00,00000
Tenure
5years-20years
5years-20years
Current Experience
2years
3years
Documentation
1) Application form with photograph
2) Identity & residence proof
3) Last 3 months salary slip
4) Form 16
5) Last 6 months bank salaried credit statements
6) Processing fee cheque
1) Application form with photograph
2) Identity & residence proof
3) Education qualifications certificate & proof of business existence
