subject: Getting the Basics of Workers' Compensation [print this page] Getting the Basics of Workers' Compensation
When a mishap at the workplace causes serious injuries, the employee may file for workers' compensation benefits. If you were unfortunate enough to face such an accident, you may need legal assistance from a workers' compensation attorney. Capable legal guidance is often a necessity, especially if you are denied the benefits you rightfully have.
How do you know whether an injury makes you eligible for this compensation? How do you approach the matter? Where do you go for help? Before you consult a legal professional in this regard, here are a few answers to these questions.
Whom do you report your injuries? Is there a time limit? You need to report your injuries to your employer as soon as possible. There is a time limit as well; you need to do it within 30 days or you may not be able to claim anything.
What does the employer do? Your employer needs to report this to the insurance company within 7 days. Next, the company sends you an information brochure providing details of your rights and responsibilities as well as the legal details within 3 days.
Are all injuries within coverage? If it related to your employment, it sure is. This includes accident injuries if you were coming to or going from your workplace. If your attendance at an outing were mandatory, any injury there would also be within coverage.
What do you do if your employer does not report it to the insurance company? You may report it on your own. However, if your employer denies workers' compensation, you would need to get advice from a Coral Springs workers' compensation attorney.
How much do you get as benefit? Usually it is 66 2/3 percent of your average weekly wages on a bi-weekly basis. You should receive your first benefit check within 21 days if your employer reports it at the right time.
Could you try to settle the matter with the insurance company if your employer denies your claim? In most cases, this would not work out. You may attempt it; however, it is wise to get legal advice and representation in advance to avoid hassles.
How would an attorney be of help? Filing the Petition for Benefits is possible on your own. However, without adequate knowledge of the laws, you may fail to handle the matter properly. Moreover, there is also the Florida Statute of Limitations that limits filing time to 1 year from the date of your medical treatment or compensation payment.
